New pension rules came into effect on 6 April 2015. You now have more freedom over how you take money from your pension pot.

Face-to-face appointments are available at Renfrewshire Citizens Advice Bureau.

Appointments can be booked through the Pension Wise website at

Appointments are available on Mondays & Tuesdays.

If you have a defined benefit pension, one based on your salary and length of time with your employer you can still get information from;

The Pensions Advisory Service